Am I a Candidate?
Properties need hazard mitigation assistance for a variety of reasons including repetitive flood losses, recent flood claims, outside levee protection, sewer backups, sinking foundation, and/or high flood insurance costs. Every grant program has different priorities for funding so individual properties that are experiencing any of the above listed reasons are encouraged to apply, however grant funds are not guaranteed.
- Helps reduce flood insurance premiums
- Elevate or Build New to meet code compliance
- Allow flood waters to flow under your home
- Protect your property and contents
- Keep your insurance rates affordable to maintain coverage
My structure has already been elevated, how do I get off this mailing list?
Please contact our office at JPfloodplain@jeffparish.net or 504-736-6540 so we can remove you from the mailing list.
Do I have to live in Jefferson Parish to apply for the mitigation grant?
Yes, this grant opportunity is for properties located in Jefferson Parish. If you live in another parish, please contact your grants administrator on how to apply.
What is the difference between elevation and reconstruction?
Great question. Structure elevation is lifting your existing building above the Base Flood Elevation. Reconstruction is demolishing the existing building and rebuilding it to above the Base Flood Elevation. Additionally, reconstruction costs cap at $150,000 for construction costs whereas elevation projects are not subject to a cap.
Where can I get my flood loss history?
To get a copy of your property’s flood loss history, check your flood insurance renewal documents or call FEMA at 1-800-427-4661 to request a copy.
How long does it take to be approved once I submit my application?
As noted in the Process tab, approval is expected to take 6 to 12 months from the time of application as your application goes through multiple levels of review.
Can the grant be transferred the new owner if I sell my home before construction is complete?
Yes, the grant stays with the property. If the house is sold prior to signing contract, the grant can be transferred to the new homeowner.
This is my rental property. Can I still participate in the program?
Yes, rental properties are eligible for mitigation funds.
Once the mitigation project is complete, how long do I have to stay in home?
You can stay or sell when the time is right for you. The only condition you will be agreeing to by accepting this federal grant is maintaining flood insurance for the life of the structure. If you do decide to sell your mitigated home, the new owner will have to maintain flood insurance on the structure.
Is this a voluntary program?
According to FEMA rules, mitigation of your property is voluntary and when you sign your application you will be agreeing that you are voluntarily applying.
Why do I have a cost share?
The FEMA notice of funding opportunity provides requirements each year for the required cost share. For this year, FEMA has based the cost share on the number of paid flood insurance claims. The greater number of flood claims often results in less cost share.
Will this save me money on my flood insurance?
In the past many property owners have seen their flood insurance reduced. We will work to elevate your property so that your cost may decrease.
How long do I need to keep flood insurance?
A National Flood Insurance Policy is required for the life of the property and must be maintained by any future owner.
I received Road Home and/or ICC money in the past. Can I still apply?
In some instances you may be eligible to apply; however, funds from other entities may be considered a duplication of benefits. Please contact our office for more information.
My house has not flooded but is sinking. Can I apply?
We are exploring ways to mitigate properties that are sinking. Please apply and check the box that states sinking foundation. We will review and be in touch with more information. I’m on the fence about this one.
How much does it cost to elevate?
The budget estimate is based on several assumptions such as the square foot of the building and foundation type. Depending on your loss history, you may qualify for 75%, 90%, or 100% funding. Actual project costs will not be finalized until the contractor provides the detailed cost estimate prior to signing contract.
If my application gets approved but I cannot proceed with the project due to unforeseen circumstances, will I be able to reapply in the future?
Should the unexpected happen and you aren’t able to move forward with your mitigation project, you will need to officially withdraw from the grant. This will not prevent you from applying again in the future.
Where can I find a contractor?
You can start by checking the Louisiana State Licensing Board for local licensed, bonded, and insured contractors. Don’t underestimate testimonials from neighbors, friends, family, and co-workers. Recommendations can steer you in the right direction. Do your due diligence and review the Better Business Bureau for complaints. You really want to do your research when choosing a contractor. Also, don’t hesitate to ask for customer references or to see examples of their work.
I own my own contracting business. Can I do the work myself?
Unfortunately, you are not allowed to self-contract in this program.
Do I have to pay to relocate?
Your grant has funds set aside for your relocation costs. Relocation is handled as a reimbursement so you will have to pay up front and get reimbursed after providing proof of payment. Specific guidelines will be provided after your grant application is approved.
How big of a home can I rebuild?
According to FEMA guidelines, you can rebuild up to 10% greater than your existing structure. However, building larger is often cost-prohibitive.
How long does the project take?
After FEMA approval, you will be assigned a project manager, obtain bids, and select a contractor. Your selected contractor will then prepare plans which will be reviewed by your project manager. After all items are agreed upon, you will sign contract and your contractor will pull a permit. All of these item may take 6 months or more. After your permit is pulled, your contractor will start doing work at your property. The construction phase for elevation projects may take approximately 3 to 6 months while reconstruction projects take approximately 8 to 12 months to complete, depending on weather.
Is this a remodeling grant?
This grant is not to remodel or renovate your property but rather to demolish the existing structure and build a new elevated structure.
Can I pick out my own design if I select the reconstruction option?
You bet! You have the option to create your own floor plan or choose from a pre-designed floor plan.
Do I have to pay for storage while my house is being rebuilt?
Yes, you will need to pay for storage and moving cost out of the home while the reconstruction is taking place.